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Connect with a Lender

VORO is affiliated with a network of lenders throughout the nation.
Let us connect you with the best Lender for your situation.

6 reasons

Why your Realtor should connect you with a Lender:

  • Affordable Down Payments
    Simple, custom-scaled, accessible down payment plans available to everyone.

  • Painless Pre-Approval
    Simple, streamlined, and transparent pre-approval processing.

  • More Bang For Your Buck
    We work directly according to your financial goals to help you achieve maximum success.

  • Exclusive Rates
    The Lender network will compete to deliver you the best rate.

  • Communication
    Your Realtor and Lender will communicate at all times to make the process seamless.

  • Fast Financing
    Our lenders have efficient systems in place to expedite the mortgage process when needed.

the process

Hover on box to see more info.
  • Start

  • Pre-Approval

  • Find a Home

  • Make an Offer & Home Inspection

  • Contract

Start:

Pre-Approval:

Review Preliminary documents with a mortgage professional to find out your buying power. Documents include: Paystubs, W-2’s, Tax Returns, and Bank statements.

Find a Home:

Assess your wants & needs, and then let your Realtor help you find the perfect home to fit your lifestyle.

Make an Offer & Home Inspection:

Offer accepted, Sign Binder, Schedule a home Inspection & review report.

Contract:

Review & sign your contract with your Real Estate Attorney.

  • Application Process

  • Processing

  • Appraisal Order

  • Appraisal Report

Application Process:

Submit updated documents from pre-approval & copies of fully signed contracts.

Processing:

Receive your Welcome Package. Processor completes all vetifications for credit, employment & assets.

Appraisal Order:

Ordered within 48 hours of contract, appraisal inspection is completed & report completed within 5 days.

Appraisal Report:

Received & reviewed; processor updates you to outstanding condition pending a loan approval.

  • Underwriting

  • Title Report

  • Homeowners Insurance Policy

  • Commitment

  • Clear to Close

Underwriting:

Processor submits file to underwriting department for review & commitment letter. Commitment letter issued & sent to your attorney for review.

Title Report:

Your attorney can order the report & submits the information to Jet Direct for review & clearance.

Homeowners Insurance Policy:

Copy of appraisal & mortgagee clause provided to you to secure a Homeowners Insurance Policy.
Contract Insurance Agent.

Commitment:

Submit all closing conditions noted on commitment letter for final clearance.

Clear to Close:

You & your attorney are notified that your file is clear to close & a closing date is scheduled by Jet Direct with the Bank Attorney.

  • Final Walk-Trough

  • Closing

  • Quick Fact

  • Post Closing

Final Walk-Trough:

Borrowers do a final walk-through of the property to approve condition of the house prior to signing closing documents.

Closing:

You are at the finish line! All parties sign closing documents with the settlement agent.

Quick Fact:

Homeownership allows for greatcr control over your living environment. Paint, decorate & rearrange to your heart’s content!

Post Closing:

Enjoy the tax advantages of owning a home. Assess current real estate taxes & apply for STAR* exemption.